Welcome to Point Classifieds. Thanks for being here. This page outlines the terms you agree to by using PointClassifieds.com. It’s not full of dense legal language—just the clear basics about how this site works, what you’re allowed to do, what we provide, and how we keep things respectful and secure for everyone.
By continuing to browse or use this site, you accept the terms laid out below. If anything is unclear or you’d like to reach out for clarification, feel free to contact us at contact@pointclassifieds.com. We believe in transparency, always.
Point Classifieds is a content-first platform focused on financial literacy. We cover foundational topics like how markets function, the logic behind investment strategies, and the mechanics of financial instruments. Everything you find on this site is created to inform, educate, and help you make better financial decisions.
We do not sell financial products, offer investment advice tailored to individual portfolios, or guarantee financial outcomes. We are not licensed brokers, planners, or tax consultants. Our content is for informational purposes only. You should always consult a qualified professional before making investment, tax, or legal decisions.
We strive to keep everything accurate, but the world of finance moves fast. Rates shift, strategies evolve, and regulations change. While we do our best to stay current, we encourage you to verify key details from official sources or with a financial advisor.
By using PointClassifieds.com, you agree to use the site in a responsible and lawful way. This includes reading and sharing content for personal use, exploring our resources for educational purposes, and treating the platform—and its authors—with respect.
You may not use this website in ways that interfere with its performance or security. That means no attempts to hack, scrape, duplicate, or damage the site or its content. You’re also expected not to impersonate others, upload malicious content, or use the platform to promote unrelated businesses without prior permission.
Everything published here—from articles and research summaries to visuals and downloadable tools—is protected by copyright. You may not reproduce, sell, republish, or modify any content from this site without written consent from us. If you’d like to feature our content, just ask. We’re generally open to collaboration when credit is given and intent is clear.
The information you find on Point Classifieds is provided “as is.” We don’t guarantee that the site will be error-free or that the content will always be current, complete, or fully relevant to your specific situation. We do not assume responsibility for financial losses, investment outcomes, or other consequences that might occur from acting on the information found here.
If you choose to invest, spend, save, or restructure your finances based on what you read on this site, that choice is yours. We’ll always aim to provide context and clarity, but the ultimate decision-making power rests with you. Think of our content as a flashlight—not a roadmap.
Point Classifieds occasionally links to other websites to give you access to calculators, tools, data sources, or expanded explanations. These third-party sites have their own policies and are not under our control.
We are not responsible for the content, accuracy, availability, or security of any external links. Once you leave our site, their rules apply. If you decide to submit your information or engage with services on another platform, please read their terms and privacy policies carefully.
If we provide downloadable resources—such as templates, investment checklists, or guides—they are for personal and non-commercial use. These materials are meant to help you learn and apply financial principles more confidently. You may save them, print them, or share them with others for personal reference.
However, you may not sell, alter, or repackage our downloads, nor may you claim them as your own. If you’d like to use any of our materials in a classroom, business, or workshop setting, reach out first. We’re always happy to support financial education—just ask for permission first.
We reserve the right to update, revise, or replace any part of these Terms and Conditions at any time. If the changes are significant, we’ll post a visible notice on the site and update the “last modified” date at the bottom of this page.
By continuing to use the site after changes are posted, you agree to the updated terms. We recommend checking this page periodically if you’re a regular visitor.
These terms are governed by and interpreted in accordance with the laws of the jurisdiction in which Point Classifieds operates. If any disputes arise related to the use of this site, they will be resolved under the applicable legal framework of that jurisdiction.
If you have questions about these terms, want to request permission to use content, or need to report an issue with the site, we’re here to help.
You can contact us directly at contact@pointclassifieds.com. We’ll always aim to respond quickly, clearly, and with respect.
Thank you for respecting the boundaries of this platform.
Thank you for using our content with care.
And thank you for being part of a financial literacy space that values trust and mutual understanding